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Get billing availability, offered packs, the priced model list, and subscription purchasability.

GET
/api/billing/config
curl --request GET \
--url https://api.tradr.cloud/api/billing/config

Drives the billing settings tab and the no-BYOK model picker. Authed, unthrottled read, never behind the spend budget. enabled is isStripeConfigured; packs is CREDIT_PACKS; models is the platform-priced provider/model set restricted to providers with a configured platform key — the authoritative picker source, so the UI never offers an unpriced or unspendable model. Each provider’s allowance model carries allowance: true ONLY when feature gating is enabled (self-host pickers must never advertise free monthly turns); subscription.purchasable is isProSubscriptionConfigured. When enabled is false the frontend hides the purchase UI (graceful absence).

{ enabled, packs, models, subscription: { purchasable } }.